American Express Credit Cards have a “once per lifetime” rule. That means that “usually” you can only get one of their signup bonuses once in a lifetime per card. This makes it really important to apply for one of their cards when the signup bonus is at an all-time high. We love Membership Rewards, the […]

Just say NO to store credit cards! What, but they are credit cards! I might get $20 off my $100 worth of clothes when I check out if I get this Old Navy credit card! What’s the logic in that? I hope some of you are laughing and totally know what I am talking about. […]

Many of you have the card_name. It’s the card we recommend people start with. Hopefully, you are close to meeting the minimum spend on it and collecting your bonus (if you haven’t opened that card yet, then we highly recommend that you do). Your question might now be, “What should I get after the card_name?” […]

The Chase Freedom Flex℠ is one of my favorite cards and one of the ones that I reach for most often from my wallet. This is a great cashback or points card for someone just wanting to get their feet wet in the world of credit card points and miles. It is also great if you […]

We get a lot of questions about applying for a new credit card. Specifically, when is the right time to apply for a new credit card, and what credit card should you apply for?  Let’s tackle those questions today!   When Should I Apply for a New Credit Card? We love having a stockpile of […]

Sometimes cards will come out with some really great signup bonuses but require a hefty minimum spend. For example, card_name and card_name have great bonuses of 75,000 Ultimate Rewards® (or $750) but require $7,500 in minimum spend. Meeting a $7500 minimum spend in 3 months can seem a little daunting. Recently, I signed up for […]

After taking advantage of American Express offers this week, I just had to write a post about them. I have used a few in the past but the ones offered right now for anyone who has an American Express Platinum Credit Card currently are out of this world! I took advantage of three this week […]

It’s time for a review of the American Express® Gold Card. Unsurprisingly, I am a fan of American Express charge cards. Charge cards differ from credit cards because they require the statement balance to be paid off each month.  American Express charge cards are usually easy to be approved for (but require excellent credit), offer […]

Today let’s talk all about Wyndham credit cards. Sure, many of the hotels aren’t as fancy in general as those offered by Marriott, Hilton, Hyatt, and IHG but I’ve stayed at them. When I fly out of an airport at zero dark-thirty, I prefer to stay near the airport.  I definitely don’t need luxury then. […]

One of the major airlines in the United States is American Airlines. Today, we are going to go over the credit cards that can earn you American Airlines miles. Citi Bank offers four great credit cards that will give you great bonus miles when you apply, get approved, and complete the minimum spend. Barclays also […]

So many credit cards, so many types of reward points! It can get confusing, can’t it? Ultimate Rewards, American Express Rewards, Citi ThankYou Points, Marriott Bonvoy Rewards, Delta SkyMiles, etc., etc., etc. It’s hard to keep up with all the different types of reward points! Although it can get confusing, the good news is that […]

Flights are huge savings for us when it comes to using credit card points and miles, but another area where we see big savings is on hotel stays. One of my favorite things about points and miles is being able to stay in fancy hotels that would normally be outside of my budget. We have […]

Never in my life did I think I would be able to fly business class to Europe. The cost is just insane: $3,000 (and up to much, much more) for a one-way flight?! It’s just a tad out of my price range! I would see those seats and be so envious and imagine what it […]

  Hotel cards are a major part of our travel hacking plan.  Not only can we stay for free, with elite status, but we can also often get breakfast for free!  Free travel, free lodging, free breakfast, and sometimes a room upgrade – that is a travel point and miles user’s dream! Here’s the current […]

The World Of Hyatt Credit Card is one of my favorites! Between the welcome offer and the five reasons below, I think it is a card worth having. The welcome offer for the personal Hyatt credit card is 30,000 points after spending $3,000 in 3 months. Plus, you can earn an additional 30,000 points if […]