One of our favorite transferable points credit cards is the Citi Premier Credit Card. Sometimes you get those welcome offers as a beginner and aren’t sure how to use them. Today let’s see what we can do using the Citi Premier welcome offer. Currently, if you get approved for the Citi Premier card you get […]

Citibank sponsors several credit cards. If you shop at Costco, you may use their Citibank Costco card to get 2% back each year on your purchases there. They also sponsor some American Airlines cards. Today we are talking all about the cards that earn Citi ThankYou Points. Like Chase Ultimate Rewards and American Express Membership […]

Planning to take your family on a vacation this summer with credit cards and points? I hope you are already working on a plan; if not, time to get going! Do you want to spend the holidays next year somewhere warm, like Hawaii or Mexico? If so, it is important to begin earning on a […]

You’ve filled out the credit card application and your breath is held now – will they approve you? It doesn’t matter how many cards I’ve applied for, I still love/hate the anticipation of finding out if I am instantly approved! Here are some things you can do to increase your odds of a credit card […]

Raising a family can be expensive! Groceries, healthcare, gas, activities,  clothes, etc., etc.! You might as well be rewarded for what you have to pay for anyway! That’s where those credit card welcome offers come in handy. We love to earn points on those big welcome offers, so we don’t have to pay a lot […]

Recently, the rumor mill said that Hyatt was going to have a luxury card come out. It turned out that didn’t happen. However, the news that Hyatt launched a new business credit card is not a rumor. For those of you wanting more Hyatt points and not wanting to go over your 5/24 status, this […]

  There are six Marriott Bonvoy credit cards that allow you to earn points towards stays within the Marriott Bonvoy program. Three of these cards are issued by Chase Bank and three are issued by American Express. These cards usually have high offers 2 to 3 times a year so make sure you sign up […]

American Express Credit Cards have a “once per lifetime” rule. That means that “usually” you can only get one of their signup bonuses once in a lifetime per card. This makes it really important to apply for one of their cards when the signup bonus is at an all-time high. We love Membership Rewards, the […]

Just say NO to store credit cards! What, but they are credit cards! I might get $20 off my $100 worth of clothes when I check out if I get this Old Navy credit card! What’s the logic in that? I hope some of you are laughing and totally know what I am talking about. […]

Many of you have the Chase Sapphire Preferred. It’s the card we recommend people start with. Hopefully, you are close to meeting the minimum spend on it and collecting your bonus (if you haven’t opened that card yet, then we highly recommend that you do). Your question might now be, “What should I get after […]

The Chase Freedom Flex Card is one of my favorite cards and one of the ones that I reach for most often from my wallet. This is a great cashback or points card for someone just wanting to get their feet wet in the world of credit card points and miles. It is also great if […]

ThankYou points are one of our favorite points because they are transferable points. This means they can be transferred directly to one of Citi Bank’s many airline or hotel partners, which leads to more flexibility when redeeming your points. Our top recommended card is the Chase Sapphire Preferred, with a standard welcome offer of 60,000 […]

We get a lot of questions about applying for a new credit card. Specifically, when is the right time to apply for a new credit card, and what credit card you should apply for?  Let’s tackle those questions today!   When Should I Apply for a New Credit Card We love to have a stockpile […]

Sometimes cards will come out with some really great signup bonuses but require a hefty minimum spend. For example, Chase Ink Cash and Chase Ink Unlimited have great bonuses of 75,000 Ultimate Rewards (or $750) but require $7,500 in minimum spend. Meeting a $7500 minimum spend in 3 months can seem a little daunting. Recently, […]

After taking advantage of American Express offers this week, I just had to write a post about them. I have used a few in the past but the ones offered right now for anyone who has an American Express Platinum Credit Card currently are out of this world! I took advantage of three this week […]

Time for a review of the American Express Gold card. It’s no surprise that I am a fan of American Express charge cards. Charge cards differ from credit cards because they require the statement balance to be paid off each month.  American Express charge cards are usually easy to be approved for (but require excellent […]

Today let’s talk all about Wyndham credit cards. Sure, many of the hotels aren’t as fancy in general as those offered by Marriott, Hilton, Hyatt, and IHG but I’ve stayed at them. When I fly out of an airport at zero dark-thirty, I prefer to stay near the airport.  I definitely don’t need luxury then. […]

One of the United States’ major airlines is American Airlines. Today we are going to go over the credit cards that can earn you American Airlines miles. Citi Bank offers four great credit cards that will give you great bonus miles when you apply, get approved, and complete the minimum spend. Barclays also issues two […]

So many credit cards, so many types of reward points! It can get confusing, can’t it? Ultimate Rewards, American Express Rewards, Citi ThankYou Points, Marriott Bonvoy Rewards, Delta SkyMiles, etc., etc., etc. It’s hard to keep up with all the different types of reward points! Although it can get confusing, the good news is that […]

Flights are huge savings for us when it comes to using credit card points and miles, but another area where we see big savings is on hotel stays. One of my favorite things about points and miles is being able to stay in fancy hotels that would normally be outside of my budget. We have […]

Never in my life did I think I would be able to fly business class to Europe. The cost is just insane: $3,000 (and up to much, much more) for a one-way flight?! It’s just a tad out of my price range! I would see those seats and be so envious and imagine what it […]