It’s no secret that Chase Ultimate Rewards® are my favorite points currency! My favorite way to use them is to transfer Ultimate Rewards to one of their many airline or hotel partners. In order to do so, you have to hold one of these three cards:

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Step 1:

Log into your account by visiting the Chase Ultimate Rewards homepage.

Step 2:

After logging in, you will see this screen with all your Ultimate Rewards earning cards listed. If necessary, combine points between your cards. Afterward, choose the card with the points you want to transfer and hit “redeem.”

 

Step 3:

This is the screen that will pop up. Note that the “reward details” tab has a pulldown screen. That is where you go to combine points or transfer points.

 

Step 4:

Click the “ways to use points” section and a screen pops up with various ways to use your points. Most are not a good value. Scroll down until you find this section, and hit the “transfer points” button.

 

Step 5: 

The list of all the transfer partners will pop up now. We love to transfer our Ultimate Rewards to Hyatt, so we are going to scroll down till we find that transfer partner.

 

 

Step 6: 

Hit the arrow to the right of Hyatt, and this screen will appear, where you will click “transfer points.”

 

Step 7:

Next, enter the recipient and the member ID. You can only transfer to loyalty accounts that belong to you or an authorized user on your credit card account. If you need to transfer points to a spouse’s loyalty account and they are not an authorized user, then you will want to transfer points into their Ultimate Reward account by combining points.

 

 

Step 8:

Now, you will enter the number of points you want to transfer. Points must be transferred in increments of 1,000.

 

Step 9:

On the next page, you will see where you can confirm the transfer. If everything looks good, then go ahead and submit the transfer! Transfers, except transfers to IHG, Marriott, and Singapore Airlines will usually appear in your account almost immediately. Those will take about 1-2 days. Lastly, ensure your flight or hotel is available before transferring your points. Point transfers are final! They cannot be moved back into your Ultimate Rewards account.

 

Bottom Line

The ability to transfer Ultimate Rewards to airline or hotel partners makes it easier to find good redemptions. The flexibility of transferring points instead of using them in the travel portal will give you more options. Transfers are one-way transfers. Never, ever transfer without finding availability with the partner first.

 

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