Credit Card Guides

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I just realized that I am not using all of my credit card benefits 😩 —and I’m supposed to be a pro at this.  There are some credit card benefits you might be missing out on, too. There are so many credit card benefits – here are the ones I use routinely: Annual night certificates […]

White airplane that says Delta

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Do you love Delta Airlines? Do you live near Atlanta, Salt Lake City, or another Delta hub? If so, you will be interested in our latest airline card news. The Delta credit card welcome offers have increased! Let’s get to the deets on these increased offers that are set to end on 7/17/24!   American […]

Maldives Beach

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Let’s check out the best limited-time credit card bonuses that are available now. We will look at each of these offers and see why they are valuable. Evaluating and comparing before deciding what to apply for is always a good idea. Nothing is worse than finally being ready to pull the trigger on an offer, […]

Large tower near body of water in daytime

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Just in! We have new American Express Hilton Credit Card Offers! I was just saying to Alex and Jess that the offers have been pretty slim lately. Someone must have been listening because AMEX upped their game today! Here’s what has changed:   Hilton Honors American Express Credit Card The American Express Hilton Honors Credit […]

Venice Italy

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Recently, Citibank rebranded the Citi Premier card (no longer open to new applicants) to the Citi Strata Premier Card. There were not a lot of changes to the card besides the design and a new name, increased earn rates at EV charging stations, and travel protections. We do love a flexible currency card, and all […]

Palm trees at sunset

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The Chase Sapphire Preferred and the Chase Sapphire Reserve are two of the most popular cards for people who use credit card points and miles. Both of these cards earn Ultimate Rewards, which we love!  These points are great because they are so flexible. You can use them in the Chase Travel Portal (similar to […]

Ritz Carlton pool and grounds in Maui

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The king of Marriott annual free night certificates are the 85K certificates. Two credit cards offer these, but only one is currently available to apply for. The Chase Ritz Carlton Card can only be acquired as a product change. However, I will always keep this card and my American Express Bonvoy Brilliant Card because I […]

Large brown rocks near blue green water and sand

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At first glance, the American Express Business Platinum Card seems out of the average person’s league due to the high annual fee of $695. Ouch, right? However, today I will share my American Express Business Platinum Card review and the reasons this card has worked for me.   Basics of the American Express Business Platinum […]

Credit card near coffee

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There isn’t a lot that excites us more than the addition of a brand-new credit card to earn more points and miles on! Welcome to the Wells Fargo Autograph Journey card. We always like it when there is a new card to apply for, and here are all the details about it.   Offer on […]

Huntington Beach pool

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American Express Membership Rewards are one of the flexible currencies we use in the credit card points and miles game all the time. However, AMEX has changed some of the application rules for their cards. Let’s get clear on the American Express family language!   American Express Cards Earning Membership Rewards You used to be […]

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We keep most of our hotel-branded credit cards year after year. This is because the benefits of the cards typically outweigh their annual fees (especially those hotel cards that come with an annual free night certificate). Some of our favorites are our Marriott annual free night certificates!  Marriott allows you to “top off” free night […]

Hotel resort with large W on it

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Currently,  the American Express Bonvoy Business Card has a  welcome offer of five free nights (up to 50K points per night) after hitting the minimum spend. We must ask, “Are the Marriott five free nights offers a great deal?” It depends. Here are some things to consider.   Things to Keep in Mind Initially, these […]

Hotel, pool and palm trees

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Credit cards that offer points that can be redeemed for hotel stays are an important part of our points and miles journey.  Sometimes, we get a card and don’t want to pay the annual fee, but did you know that there are hotel credit cards worth keeping every year? I have several that I get […]

Beach scene with large rocks in background

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It is no surprise that we love Chase Ultimate Rewards! We are always trying to get more of them to book a great Hyatt stay like our recent Hyatt Ziva Cancun stay. A great credit card that gives us Ultimate Rewards is the Chase Freedom Flex Credit Card. We love the Freedom Flex because of […]

Grand Hyatt Abu Dhabi

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It has been a LONG time since we’ve seen new Hyatt Credit Card offers. So any increase is a good thing. World of Hyatt points are a huge part of our credit card points and miles game because of the outsized value we get from them. There are so many reasons we love the World […]

Beach and sand

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Myth: You must have an LLC and employees to be eligible for a business card, including Chase Ink Business Cards. Fact: Any sort of side hustle/side income makes you eligible for a business card! Even if you don’t have a registered business or LLC, you can apply for a business card as a sole proprietor […]

blue wallet holding 4 chase credit cards

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If you have any Chase cards or want to get some (which you should) it’s a good idea to be aware of some rules and other tidbits of information. Most notably is the Chase 5/24 rule. The Chase 5/24 rules is that Chase will not approve you for any of their credit cards if you […]

Hamburger

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With the benefits of credit card points and miles, it is possible to get a free lunch. Or dinner. Or breakfast. And not just in an airport lounge. Several credit cards have restaurant credits – I just realized that I am not using all of mine and thought that some of you may not be, […]

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The American Express® Gold Card is one of our favorite credit cards. The annual fee of $250 is covered if you use the benefits it gives you. But what can you do with American Express Membership Rewards?  Let’s take a random amount like 75K and go over some ideas about what to do with them. Be sure […]

Red bus on London street parked by a telephone booth

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Once you are over the Chase 5/24, it is time to head off into the world of American Express Membership Rewards. I recently transferred American Express points to British Airways to travel to London. It was easy to transfer my points and then book a ticket. American Express offers several credit cards that earn Membership […]

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We have talked a lot about using the Chase Ink Business Cards to earn more of our favorite currency, Ultimate Rewards. One card that we’ve rarely talked about is the Chase Ink Premier Business Card. Jess plans to get it soon to help fund a future Disney Cruise. I hadn’t thought of it as being […]

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Editorial Note: The editorial content on this site is not provided by credit card issuer. All opinions, reviews, and recommendations are expressed by the author, not the credit card issuer.