Credit Card Guides

American Express Green Card

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We talk more about the American Express Platinum and Gold cards, but a third American Express card earns Membership Rewards. And now’s the time to talk about it because there is an increase on the American Express Green Card welcome offer.   The welcome offer has increased from 40K to 60K Membership Rewards with 20% […]

Pool area of hotel

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IHG often has great signup bonuses on their cards, but they fall “under the radar” compared to the other hotel brands. They have long been my second favorite brand (after Hyatt, of course). We have many readers asking us about how we use our IHG points, so here goes! First of all, there are several […]

Waterfall into green pool of water

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With the increased sign-up bonus on the Chase Sapphire Preferred card, we are getting a lot of inquiries on downgrading it in order to re-apply. Let’s go over the basics of how to downgrade a Chase card and when it makes sense to do so. When It Makes Sense to Downgrade a Chase card It […]

Skyscrapers

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I just took advantage of the Fine Hotel and Resorts offer that comes with the Platinum Card from American Express. In case you aren’t familiar with this great offer, it is basically that each year you can book a stay at a Fine Hotel and Resort with American Express, and you will get a $200 statement […]

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Are you meeting the minimum spend on a credit card right now? If not, you might need a new credit card! One of the hardest things is trying to figure out which card you should apply for next. Here are 7 easy steps to help you make that decision easier.   1. Are You Under […]

Credit Cards

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Even though we are all about applying for credit cards and grabbing those bonuses and rewards for free flights and hotels, we want to caution you about some mistakes you could make. Here are ten credit card mistakes we hope you never make!   1. Not Paying Off Your Credit Cards Monthly We absolutely love […]

girl using credit card to pay for coffee

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It’s that time of year to review whether you’ve used all your credit card annual benefits. If not, get to it! Nothing is worse than realizing you left some benefits on the table that you could have used. Let’s review the major benefits of some of our most popular credit cards! It’s time to check […]

Beach and sand

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One of the things we hear a lot is people’s reluctance to pay an annual fee on a credit card. Obviously, we’d love there to be no annual fees or at least to have them all waived the first year. Sadly, that is not usually the case. The key to this post is a reminder […]

Santorini, Greece windmills in Oia

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People always want to know about our top three credit card recommendations. We’ve talked about our favorite business card but let’s just talk personal cards today. Here you go!   Chase Sapphire Preferred It comes as no surprise to many of you that the Chase Sapphire Preferred card is our #1 favorite card. It is […]

White lounge chairs on sandbar

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As you probably know, the Chase Ink Business Cash is our favorite business credit card. Let’s talk about our second favorite business card from Chase, the Chase Ink Business Unlimited. Right now, it offers an  signup bonus of 75,000 Ultimate Rewards after spending $6,000 in three months. The timing couldn’t be better for meeting a […]

Southwest Airlines wing

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The Southwest Airlines credit cards are some of my very favorites! I have gotten so much value out of the points I have earned on them. My favorite was probably taking my whole family to Maui. What makes these cards even better is that by opening a personal and business card, you can earn the Southwest […]

Water fall into pool of water

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When it comes to  Chase Ink Business cards, many people are wishing they could get one again or wondering, “can I have both?” The answer is YES! Let’s go over how to get a business card again using our favorites, the Chase Ink Business cards, as an example. Chase Business Cards Chase has three business […]

Couple standing in front of waterfall in Kauai. Used Chase Ultimate Rewards for this free trip.

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    Have I told you how much I love Chase Ultimate Rewards? Well, if I haven’t, let me tell you. I love them soooooo soooo much! Sometimes almost more than dollars 😆. I kid, but I do really love them! But before I get into why I love them, let’s talk about what they […]

two credit cards by laptop screen

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Credit card application rules vary by bank. It is important to know the different rules to increase your odds of approval when you apply for a card and to help you decide which card to apply for next. This is one of those not “too exciting” posts that is important to look at when you […]

Palm trees at sunset

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The Chase Sapphire Preferred and the Chase Sapphire Reserve are two of the most popular cards for people who use credit card points and miles. Both of these cards earn Ultimate Rewards, which we love!  These points are great because they are so flexible. You can use them in the Chase Travel Portal (similar to […]

White speedboat in front of an island

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One of the best cards out there is not available to apply to anymore. The Ritz-Carlton card is one of my favorite cards that I keep and have no plans to get rid of. You may not be able to apply for it anymore but you can get it through a product change. These are […]

large white hotel with pool and beach in front of it

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  How often do you hear us recommend someone get the Chase Sapphire Preferred card? I’m sure most of our readers know what card we always recommend to every beginner points and miles user by now. It is our very favorite beginner card. This Chase Sapphire Preferred review will tell you why we love it so much! […]

Girl holding cell phone

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We love our credit cards for the points/miles we earn for free to nearly free travel. We also enjoy all the benefits each card offers us that make the annual fee worth paying year after year. Did you know that some credit cards come with cell phone protection? Let’s go over these as the cost […]

Turquoise water and white sand

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Do you have a favorite point and miles currency? I do. It wasn’t always my favorite but, as I have continued in my points and miles journey, I have found that I am always wanting more Ultimate Rewards. Let’s look at some ways we can accumulate more Ultimate Rewards.   How to Accumulate Ultimate Rewards […]

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My favorite way to use my Chase Ultimate Rewards is to transfer them to Hyatt. You might be wondering why and this post is your answer. Hyatt award stays offer oversized value. Of all the possible chains you can book with points, you get the most value from Hyatt. I will be showing you multiple […]

Chase Sapphire Preferred

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I keep my Chase Sapphire Preferred card year after year. Why?, is a question you might ask. It has a $95 annual fee and I’ve already used the signup bonus so why keep it? Here are 5 reasons it will remain in my pocket.       Ability to Use Transfer Partners and Travel Portal […]

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Editorial Note: The editorial content on this site is not provided by credit card issuer. All opinions, reviews, and recommendations are expressed by the author, not the credit card issuer.