The Best Limited-Time Credit Card Bonuses: February Edition


Let’s check out the best limited-time credit card bonuses that are available now. We will look at each of these offers and see why they are valuable. Evaluating and comparing before deciding what to apply for is always a good idea. Nothing is worse than finally being ready to pull the trigger on an offer, and it’s gone! We love to apply when the offers are higher than usual but also apply sometimes at the standard offers when having the card makes sense anyway.


Chase Ink Business Preferred

You’ll now earn 100,000 Ultimate Rewards after spending $8,000 in the first 3 months (down from $15,000 in the first 3 months). Those points are worth a minimum of $1,250 when redeemed for travel, and could be worth even more when transferred to a partner like Hyatt. This card also earns 3x on travel. You better believe we’ve all applied for this one!




Capital One Venture X Business 

While this card won’t be for everyone because of the high minimum spend, for business owners with big spends, or for those who have to pay hefty estimated taxes, it’s a no-brainer. It also doesn’t count towards 5/24 and comes with a $300 annual travel credit, lounge access, and more. The minimum spend was just lowered to $20,000 so that makes it a little better, right?



Chase Southwest Personal Credit Cards

While we prefer to earn the Southwest Companion Pass the traditional way, these offers come with the Companion Pass through 2/28/25 and may be the perfect fit for your family. This is a limited-time offer ending 3/11/24.








Chase United Quest 

The Chase United Quest Card is another great card if you fly United a lot. The annual fee is a little steep at $250. However, for the fee you get a $125 annual United purchase credit, free first and second checked bags (for the main cardholder + one companion), priority boarding, up to $100 for TSA PreCheck or Global Entry, and two 5,000-mile anniversary award flight credits.




Chase United Business

Right now, the welcome offer on the United Business credit card has increased.  If you’ve been waiting to get a card for United MileagePlus miles, the time is NOW! Even better, this card won’t count against your 5/24 status since it is a business card. This offer is for 100K United miles after spending $5,000 in the first three months. The annual fee is only $99, which is very reasonable. If you fly United often or live near a United hub, you might want to consider this card.  




American Express Delta Cards

Each of the following cards has an increased sign-up bonus making them very compelling for those who fly Delta a lot or live near a Delta hub.  If you are interested in a Delta Business Card, check out this post.








Capital One Venture Rewards Card

The Capital One Venture Rewards card has an increased welcome offer of 75,000 Venture Miles after spending $4,000 in the first three months. This card has a $95 annual fee and includes two airport lounge passes to the Capital One Lounges or Plaza Premium Lounges. You also get a statement credit for TSA PreCheck or Global Entry. Here are some ideas of how you can redeem Capital One Venture miles. These miles also work as a good way to pay for Disney tickets.





Disneyland unsplash

You could even pay for Disney tickets with the Capital One Venture Card.


The World of Hyatt Business Card

The World of Hyatt Business Card has an increased offer of 60,000 World of Hyatt points, plus you get an additional 15,000 points for spending $12,000 in 6 months.  The minimum spend is $5,000 in the first 3 months. This limited time offer ends March 6, 2024. This offer might make sense for someone who has large business expenses or needs to pay estimated taxes.




Barclays AAdvantage Aviator Red World Elite Mastercard

This is a great card if you have room in your 5/24 and want to fly to the Caribbean, the Maldives, or live near an American Airlines hub. It is probably one of the easiest cards to earn a bonus on. Right now, you will earn 60K AA miles after two purchases in 90 days and an additional 15K miles if an authorized user spends $1 within 90 days. How easy is that?





Barclays AA Business 

Business cards are great because they don’t count towards 5/24 in most cases. If you are after more AA miles, this is a great card and credit card bonus. You will earn 50,000 AA miles after spending $4,000 in the first 90 days. Then earn an additional 10,000 AA miles after an employee (or authorized user) makes a purchase in the first 90 days.




Bank of America Alaska Signature

If you live near Seattle, this is a great card for you. It comes with a one-time Companion Fare, which makes it useful. I have used Alaska miles for travel to visit my son in Seattle, to fly from Denver to Hawaii, and to fly to Mexico when I lived in California. The Companion Fare has been instrumental in taking our grandchildren to Hawaii in the summer with us when flights are so expensive.





World of Hyatt Credit Card

This card seldom has an increased welcome offer. In fact, it hasn’t for years! Right now, though, you can earn 35K World of Hyatt Points after spending $3,000 in the first three months. Not a huge increase, but better than the old offer. We all have this card and enjoy the annual free night certificate that comes with it.




Bottom Line

Now is the time to apply for one of these cards to earn the great limited-time credit card bonuses! We always advise signing up when the welcome offer is high, and right now, we have many credit card bonuses that are offering higher than normal bonuses. Which card intrigues you right now?


Maldives Beach

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    Alex, I have a question. When you are in flight and they offer you the card, do you get more miles than if you just open an account?

  2. Elizabeth says:

    Do most people use the cards for one year when they have annual fees? Or is it really worth it to keep them. It hurts my frugalness to pay those fees.

  3. Beverly Belury says:

    Are there any business cards that you recommend at this time. We have some major expenses but got the Amex Gold & Chase Sapphire a few months ago.

  4. Pam says:

    I would get the Ink Business Cash and Ink Business Unlimited.

  5. Jamie says:

    If you are a newbie and just opened the chase sapphire… last week which card would you open next from this list and how long would you wait?
    How do you know when offers will end?

  6. Jamie says:

    Sorry if this is coming through multiples times, but wondering what card you would suggest from the list for a newbie that just opened the chase sapphire card a Week ago? Also how long would you wait to open it and is there a way to know when these offers will end?

  7. Susan A. Martinez says:

    Hello: I was just approved for the Chase Ink Business Preferred card and not realizing I should wait 30 days in order to apply for another card, applied for a personal card from Chase. My application was denied, of course. Is this going to hurt my credit?

  8. Anna Teale says:

    How do we decide if we want to go for the Ink Cash or Ink Unlimited?

  9. Miranda Alliston says:

    My husband recently got the Ink Cash card. Since the new 90k bonus offer is out, our plan is for him to refer me so that I can also get the card with the 90k offer. However, the referral link is not offering the 90k offer, it’s still the 75k. Is that typical or will the referral link eventually update for referrals?

    We did secure message on his card and ask for the 90k match since he opened his 2 weeks before the offer and they said they will match it. I’m assuming I could do the same, but would it be more reliable to wait until the referral link offers 90k or open now and secure message later to ask for the match?

    Thanks in advance! Been reading your blog and listening to the podcast and am learning so much

  10. Nick says:

    Hi, I recently opened the Chase freedom unlimited on December 14th….is it too soon for me to apply for the ink business cash? Should I wait at least 30 days in between applications?

  11. Andrew smith says:

    Can you use your companion pass to travel one way instead of round trip sometimes?

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