Freedom Flex Quarterly Bonus Spending


It is no surprise that we love Chase Ultimate Rewards! We are always trying to get more of them so we can book a great Hyatt stay like our recent Hyatt Ziva Cancun stay. A great credit card that gives us Ultimate Rewards is the Chase Freedom Flex Credit Card. We love the Freedom Flex because of the quarterly rotating spending categories. By maximizing these bonus categories each quarter, you can earn 30,000 points a year! You can read our review of this card here.



Spending Category Bonuses

Cardholders can earn 5% cashback (5x Ultimate Rewards points) on up to $1,500 in combined spending in categories that change every quarter when they activate the bonus. Remember, you have to activate the bonus every quarter! Go here to do that. Eligible cardholders can activate bonus categories online or in the Chase app until March 14, 2023.

The Freedom Flex quarterly spending categories for this quarter (Q1), starting January,1 are:

  • Grocery Stores (excluding Walmart and Target)
  • Fitness Clubs & Gym Memberships
  • Self-Care and Spa Services


If you don’t have the Chase Sapphire Preferred, Chase Sapphire Reserve, or Chase Ink Business Preferred, then this card is just a cash-back card, and you will just earn $200 after a $500 spend.


Bottom Line

The Freedom Flex Credit Card by Chase is one of our favorite cards. The quarterly spending categories on the Freedom Flex are a great way to ensure we can earn more Ultimate rewards.

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