While the Capital One Spark Cash Plus is marketed as a cash back card, cash back earned on the card can be converted into Capital One miles (at the rate of one cent per mile) if you have another card that earns Capital One miles like the Capital One Venture or Venture X. So $2,000 cash back = 200,000 Capital One Venture miles.

*Note that if you currently hold the Capital One Venture X Business card, you will not be approved for the Spark Cash Plus.

The Capital One Spark Cash Plus is also a pay-in-full charge card, which means it has has no pre-set spending limit.

When it comes to everyday spending, the Capital One Spark Cash Plus earns a flat 2% cash back with no limits and no foreign transaction fees. You'll also earn 5% cash back on hotels and rental cars booked through Capital One's travel booking site.

The Capital One Spark Cash Plus does not count towards 5/24.

The Capital One Spark Cash Plus is a Premium Card for business owners

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