If you have any Chase cards or want to get some (which you should), it’s a good idea to be aware of some rules and other tidbits of information. Most notable is the Chase 5/24 rule. The Chase 5/24 rule is an unofficial rule that Chase will not approve you for any of their credit […]

With the benefits of credit card points and miles, it is possible to get a free lunch. Or dinner. Or breakfast. And not just in an airport lounge. Several credit cards have restaurant credits – I just realized that I am not using all of mine and thought that some of you may not be, […]

The American Express® Gold Card is one of our favorite credit cards. The annual fee of $250 is covered if you use the benefits it gives you. But what can you do with American Express Membership Rewards?  Let’s take a random amount like 75K and go over some ideas about what to do with them. Be sure […]

Once you are over the Chase 5/24, it is time to head off into the world of American Express Membership Rewards®. I recently transferred American Express points to British Airways to travel to London. It was easy to transfer my points and then book a ticket. American Express offers several credit cards that earn Membership […]

We have discussed using the Chase Ink Business Cards to earn more of our favorite currency, Chase Ultimate Rewards®. One card that we’ve rarely talked about is the card_name. Jess got it to help fund a future Disney Cruise. I hadn’t considered it a viable option as it doesn’t earn Ultimate Rewards that can be […]

The card_name is a great, easy-to-use, business card that each of us at Travel Mom Squad has and uses. There are many things to like about this card— and one thing to not like quite as much, so let’s get into our review of the Capital One Venture X Business.   The Welcome Offer   […]

Have you ever returned from your amazing international trip, received your credit card statement, and noticed extra charges in the form of foreign transaction fees? I have, and it is so annoying to realize you paid $30 for nothing. An honest moment —I’ve even done that since starting in the points and miles game! 😜 […]

Without a doubt, if you can get a business credit card, you will get more credit card points and miles for travel. When you first think about business credit cards, you may think that only thriving, “real” businesses can get a business credit card. Not so. The question, “can I get a business credit card?” […]

IHG often has great signup bonuses on their cards, but they fall “under the radar” compared to the other hotel brands. They have long been my second favorite brand (after Hyatt, of course). We have many readers asking us about how we use our IHG points, so here goes! First of all, there are several […]

Sometimes, you may want to downgrade a card instead of canceling it. Let’s go over the basics of how to downgrade a Chase card.   Steps to Downgrade a Chase Card You can downgrade a Sapphire Preferred or Sapphire Reserve by calling the number on the back of your card. The credit card number and […]

I just took advantage of the Fine Hotel and Resorts offer that comes with the Platinum Card from American Express. In case you aren’t familiar with this great offer, it is basically that each year you can book a stay at a Fine Hotel and Resort with American Express, and you will get a $200 statement […]

Are you meeting the minimum spend on a credit card right now? If not, you might need a new credit card! One of the hardest things is trying to figure out which card you should apply for next. Here are 7 easy steps to help you make that decision easier.   1. Are You Under […]

Even though we are all about applying for credit cards and grabbing those bonuses and rewards for free flights and hotels, we want to caution you about some mistakes you could make. Here are ten credit card mistakes we hope you never make!   1. Not Paying Off Your Credit Cards Monthly We absolutely love […]

It’s that time of year to review whether you’ve used all your credit card annual benefits. If not, get to it! Nothing is worse than realizing you left some benefits on the table that you could have used. Let’s review the major benefits of some of our most popular credit cards! It’s time to check […]

As you probably know, we love the card_name, but we also love the card_name. In this post, we’re going to review the Ink Business Unlimited.  ƒ Learn How to Apply bonus_miles_full   As we say, every credit card is worth applying for that first year, when you get that introductory welcome offer. Here are some other […]

The Southwest Airlines® credit cards are some of my very favorites! I have gotten so much value out of the points I have earned on them. My favorite was probably taking my whole family to Maui. What makes these cards even better is that by opening a personal and business card, you can earn the […]

When it comes to  Chase Ink Business cards, many people are wishing they could get one again or wondering, “can I have both?” The answer is YES! Let’s go over how to get a business card again using our favorites, the Chase Ink Business cards, as an example. Chase Business Cards Chase has three business […]

Have I told you how much I love Chase Ultimate Rewards®? Well, if I haven’t, let me tell you. I love them soooooo soooo much! Sometimes almost more than dollars 😆. I kid, but I do really love them! But before I get into why I love them, let’s talk about what they are and […]

Credit card application rules vary by bank. Knowing the different rules increases your odds of approval when you apply for a card and helps you decide which card to apply for next. This is one of those not “too exciting” posts that is important to look at when you want to apply for a new […]

One of the best cards out there is not available to apply to anymore. The Ritz-Carlton card is one of my favorite cards that I keep and have no plans to get rid of. You may not be able to apply for it anymore but you can get it through a product change. These are […]

We love our credit cards for the points/miles we earn for free to nearly free travel. We also enjoy all the benefits each card offers us that make the annual fee worth paying year after year. Did you know that some credit cards come with cell phone protection? Let’s go over these as the cost […]