Podcast 121. Top Three Ways to Use Each Flexible Points Currency

Pam

Not sure how to maximize your points? In this episode, we break down the top three ways to use each of the four major flexible points currencies—our favorite points currency (IYKYK), American Express Membership Rewards®, Capital One Venture Miles, and Citi ThankYou® Points—so you can book travel smarter.

 

 

 

Our favorite points: Best for Hyatt & Flights

It’s easy to see why our favorite kind of points are just that! They’re a gold mine for Hyatt stays, which offer the best value per point. Transfers to United Airlines can be great for international flights, and Flying Blue (Air France/KLM) often has solid award deals to Europe.

✔️ Top 3 Uses:

  1. Hyatt transfers – Best hotel value in points & miles
  2. United Airlines – Easy redemptions for family travel
  3. Flying Blue transfers – Discounted flights to Europe

Capital One Venture Miles: Airline Sweet Spots & Simple Redemptions

Capital One has grown into a top travel program. Air Canada Aeroplan and Turkish Airlines have some nice redemtpion sweet spots, and using Venture Miles to get a statement credit (often referred to as a “purchase eraser”) for travel purchases gives you incredible flexibility.

✔️ Top 3 Uses:

  1. Air Canada Aeroplan – Great for international flights
  2. Turkish Airlines – Cheap flights to Hawaii & Europe
  3. Purchase Eraser – Easiest way to redeem miles

American Express Membership Rewards®: Best for Bonuses & Luxury Travel

Amex regularly offers transfer bonuses, making points stretch further. British Airways is great for booking American Airlines flights, Flying Blue offers discounted business-class redemptions, and Hilton transfers shine for aspirational stays.

✔️ Top 3 Uses:

  1. British Airways for AA/Iberia flights – Cheap awards to Europe
  2. Flying Blue transfers – Business-class deals to Paris
  3. Hilton transfers – High-end redemptions like Conrad Bora Bora

Citi ThankYou® Points: Hidden Gems & Future AA Transfers

Citi’s best partners include Turkish Airlines, Choice Hotels, and Avianca LifeMiles. American Airlines transfers coming in 2026 make Citi even more exciting!

✔️ Top 3 Uses:

  1. Turkish Airlines – Best deal for United flights to Hawaii
  2. Choice Hotels – 1:2 transfers for premium stays
  3. Avianca LifeMiles – Cheap business-class tickets

Final Thoughts: Which Points Currency Is Best?

Each program has its strengths! One dominates for Hyatt, American Express is best for transfer bonuses, Capital One shines with easy redemptions, and Citi has exciting future potential. Not sure where to start? Hit play now for all the details and our best strategies!

Links:

Episode Minute By Minute:

  • 00:30 – Why flexible points are so valuable
  • 02:00 – Our favorite points: Best ways to redeem for hotels & flights
  • 06:45 – Capital One: Airline sweet spots & easy redemptions
  • 12:30 – American Express: Transfer bonuses & luxury redemptions
  • 20:00 – Citi: Hidden gems & the future of AA transfers
  • 26:00 – Final thoughts & which program fits your travel goals

Ready to make the most of your points? Listen to the full episode now and start booking smarter! 🚀✈️

 

Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. American Express is a Travel Mom Squad advertiser, but we always show the best public offer even when we don’t earn a commission. Terms Apply. 

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