Do you have a favorite point and miles currency? I do. It wasn’t always my favorite, but as I have continued in my points and miles journey, I have found that I am always wanting more Ultimate Rewards®. Let’s look at some ways we can accumulate more Ultimate Rewards® from Chase.

 

How to Accumulate Ultimate Rewards®

There are two personal cards and one business card that enable you to turn all your Chase points from different cards into Ultimate Rewards®.  And Chase has so many great personal cards! Our favorite is the card_name. It is a great beginner card with a reasonable annual fee of $95, and it allows you to use your points through Chase Travel℠ or transfer points to travel partners. When redeemed through Chase Travel℠, you get 1.25 cents of value per point when you have this card. We don’t usually use that method to book our travel because we usually transfer our points to travel partners where we can generally get more value. It is always a good idea to check both areas to see where you will save the most, though. When you find cheap cash flights, Chase Travel℠ can work really well!  

 

New Credit-Card Signups

Go to this post to read about all the different cards that will give you Ultimate Rewards®. If you have an independent side gig or small business, you can be eligible for business cards, which really help you accumulate more points. Before we had a real business built from this hobby, we were able to apply for business cards just through our small side hustles, like selling things on eBay.

 

 

 

 

Use The Chase Shopping Portal

If you are like me, you do a lot of online shopping. If you use the Chase shopping portal, you can earn more Ultimate Rewards® for things you buy anyway. I forget to do this a lot. I need to change my ways!

Here’s how to use the shopping portal. Once you sign in to your Chase account, click under “Rewards” next to your balance. Then scroll until you see “Shop Through Chase” and click. You can then check out the deals for the different stores you may want to shop at and earn extra Ultimate Rewards®.

 

Earn on Quarterly Bonus Categories with the Chase Freedom Flex℠

The Chase Freedom Flex℠ is a great card to have if you are looking at ways to accumulate more Ultimate Rewards®. By using this card on the quarterly bonus categories, you can earn five points per dollar spent. I would love to get those extra points for normal spending! You can check out the quarterly spending categories here for 2025.

All information about the Chase Freedom Flex℠ has been collected independently by Travel Mom Squad. The Chase Freedom Flex℠ is no longer available through Travel Mom Squad.

 

How I Use My Ultimate Rewards®

Hyatt Hotels

First of all, why do I love them so much? Hyatt! My favorite way to use them is probably for Hyatt hotels. Why? I get such outsized value for my stays in Hyatt Hotels. It is normal for me to spend 25K Hyatt points and stay at a hotel that costs $600+.  Here are some of my favorite stays that fall in that category:

 

Hyatt Vacation Club at Ka’anapali Beach

Alex spent 48K/night for a two-bedroom condo here and it was a great stay. You can also stay in a one-bedroom condo for 30K/night if you book. It is a great location and a great use of 30K points for a room that would normally cost $1,000 per night! Talk about oversized value!!

 

 

Park Hyatt Auckland

The Park Hyatt Auckland is a fantastic use of a Chase Ultimate Rewards® transfer to Hyatt. We used 25K Hyatt points for a luxurious stay in Auckland. We loved everything about this hotel, but the location at the wharf and the amazing breakfasts were our top reasons we returned a second time.

 

 

Hyatt Ziva All-Inclusive

50K per night for two people and all your food and beverages?? Yes, really! We loved our stay at the Hyatt Ziva Cancun so much that we returned again and brought the rest of our family. Food, entertainment, and lodging for 50K/night? Need I say more? There are more Hyatt all-inclusives available and I can’t wait to try more of them!

When it comes to Hyatt stays, there are some luxurious and super-sized values out there. That is probably the number one reason that I look for more Ultimate Rewards®. Sure, there are Hyatt credit cards, and I have the both personal and business cards. But they’d go pretty fast if I had only those two cards to get my Hyatt points.

 

 

United Miles

Because I live near Denver, a United hub, I am always looking at ways to accumulate more Ultimate Rewards to transfer to United. I have had great success booking business-class seats to Europe with United. I can usually get them for about 90K one way. United also has good award availability, no waitlists, and good business-class lounges (I love Polaris lounges!), so it just works for me. Sometimes I need more miles for a flight, and I will turn to my Ultimate Rewards to top off what I have from my United cards.

 

Other Ultimate Rewards® Uses

Do you love Southwest Airlines®? They are a partner of Chase Ultimate Rewards®, so transferring points is a great way to supplement your valuable Rapid Rewards for more Southwest® flights.

Chase travel partners include:

• Air Canada
• British Airways
• Emirates
• Flying Blue (KLM/Air France)
• Hyatt
• IHG
• JetBlue
• Marriott
• Singapore Airlines
• Southwest
• United
• Virgin Atlantic

If you are continually looking for more miles and points on any of these partners, you need to use one of our ways to accumulate more Ultimate Rewards.

 

Bottom Line

We realize that your favorite points and miles currency may not be ours, but that’s perfectly fine. But if you are looking for ways to accumulate more Ultimate Rewards, here are some ideas. Additionally, here is our free guide to more Hyatt points.

 

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