August 30, 2022
$395 Annual Fee for Capital One Venture X Rewards Credit Card is No-Brainer
Pam
For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.
The $395 annual fee for the Capital One Venture X Rewards Credit Card is a no-brainer. I know that many people hate to pay annual fees. Let’s go over why I think this card has a fee I don’t mind paying.
Annual Statement Credit
When you book in the Capital One travel portal using your Venture X card, you will get a $300 statement credit yearly. You’ve taken $300 off your annual fee because that is an easy credit to use each year.
10K Venture Miles
When you pay your annual fee, you receive 10,000 Venture Miles each year. Those miles are worth $100, so you have paid nothing for your card. These miles are on your first anniversary, so you don’t get them when you first sign up for the card, but you do get 75K Venture Miles as a sign-up bonus. It’s totally worth it for the $100 that card will cost you the first year. Those 75,000 Venture Miles are worth a minimum of $750 towards travel!
Easy Everyday Spending Card
The Venture X Card earns 2x miles per dollar spent on every purchase. This makes it a very easy everyday spending card. You don’t even have to think about what card to use. Just use it for all your spending!
Great Airport Lounge Access
The Venture X Card comes with Priority Pass Lounge Access, Plaza Premium Lounge Access, and access to their own Capital One Lounges. Second only to the American Express Platinum, the Venture X is an excellent card if you enjoy airport lounge access, as I do! When you add up all the money you can save on eating and drinking at an airport, this makes this card a moneymaker! This one benefit makes the $395 annual fee for this card a no-brainer, in my opinion!
Capital One Lounge in Dallas – it really is pretty!
Other Benefits
The Venture X Card has TSA Precheck or Global Entry credit every 4 years up to $100. It also has rental car coverage, which is the primary coverage in the United States and abroad. Additionally, the card offers $800 cell phone protection if you pay your bill with this card. This coverage covers damage to your phone or if it is stolen. Here are some other benefits of this card. These are all benefits you get from a card that basically has no annual fee when you factor in the travel credit and Venture Miles you earn each year.
Bottom Line
After reading all the benefits of the Capital One Venture X card, you might agree that the $395 annual fee is a no-brainer. This card will remain in my wallet!
Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. American Express is a Travel Mom Squad advertiser, but we always show the best public offer even when we don’t earn a commission. Terms Apply.
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