All About Delta Airlines Credit Cards

Pam

Let’s discuss Delta Airlines and its credit cards. Personally, I really like Delta. Their seats are super-comfortable, and I fly them so I can use the Delta Sky Club® lounges! I get to visit Delta Sky Clubs almost anytime I fly Delta, thanks to card_name

 

Delta Program and Partners

Delta Airlines’s frequent flyer program is the SkyMiles® program, and you can sign up for a free Delta SkyMiles® account.  I recommend doing this as it greatly increases your odds of getting targeted welcome offers. Delta is part of the SkyTeam Alliance along with:

  • Aerolinas Argentinas
  • AeroMexico
  • Air Europa
  • Air France
  • China Airlines
  • China Eastern Airlines
  • Garuda Indonesia
  • Kenya Airways
  • KLM
  • Korean Air
  • Middle East Airlines
  • LATAM
  • SAS (Scandinavian Airlines)
  • Saudia Airlines
  • TAROM
  • Vietnam Airlines
  • XiamenAir

 

Delta Credit Cards

If you live near a Delta hub and fly Delta Airlines often, consider whether a Delta credit card could be helpful. They are all offered by American Express®, so they are subject to the once-in-a-lifetime welcome-offer rule. That is why you want to look into them when the welcome offer is elevated. Consider opening a Delta business card if you have a small business and are concerned about adding to your Chase 5/24 count.

Terms apply.

Delta SkyMiles® Blue American Express Card

 
 

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Learn How to Apply

bonus_miles_full
 

The Delta SkyMiles® Blue American Express Card is the no-annual-fee Delta card. It is a good option if you want to downgrade one of your Delta cards that has an annual fee. Please note that you will not receive a welcome offer when you downgrade.

Key Perks: Earn 2 miles per dollar spent on dining and Delta purchases, receive 20% savings on in-flight purchases, and access to “Pay with Miles” to reduce the cost of flights.

For rates and fees of the Delta SkyMiles® Blue American Express Card, see Rates and Fees; terms apply.

 

Delta SkyMiles® Gold American Express Card

 
 

card_name
Learn How to Apply

bonus_miles_full
 
 

The Delta SkyMiles® Gold American Express Card is our top choice for people who are new to Delta cards. The welcome offer on this card fluctuates. I would recommend considering this card if the welcome offer is 60,000 miles or more.

You may not be eligible to receive a welcome offer if you have or have had this card, the Delta SkyMiles® Platinum American Express Card, the Delta SkyMiles® Reserve American Express Card, or previous versions of these cards. 

That means this should be the first Delta card you start with if you want to continue exploring other Delta credit cards later on, or you could be out of luck with the other ones.

 

Key Perks:

  • Enjoy a $0 introductory annual fee for the first year, then $150.
  • Delta SkyMiles® Gold American Express Card Members get 15% off when using miles to book award travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
  • $200 Delta Flight Credit: After you spend $10,000 in purchases on your card in a calendar year, you can receive a $200 Delta flight credit to use toward future travel.
  • When you use your Delta SkyMiles® Gold American Express Card, you can earn: 2 miles per dollar spent on eligible Delta Purchases, 2 miles per dollar spent at restaurants worldwide, 2 miles per dollar spent at U.S. supermarkets, and 1 mile per dollar spent on other eligible purchases. Every mile you earn brings you closer to the places you want to go. Turn them into your next trip, use them for seat upgrades, and more.
  • Enjoy your first checked bag free on Delta flights and save up to $70 per person on a round-trip Delta flight.
  • Receive Zone 5 Priority Boarding on Delta flights; board early, stow your carry-on bag and settle in sooner.
  • $100 Delta Stays Credit: Get up to $100 back per year as a statement credit after using your Delta SkyMiles® Gold American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.
  • Want even more flexibility? Take up to $50 off the cost of your flight for every 5,000 miles you redeem with Pay with Miles when you book on delta.com.
  • Receive a 20% savings in the form of a statement credit on eligible Delta in-flight purchases after using your card.
  • No foreign transaction fees. Enjoy international travel without additional fees on purchases made abroad.
  • With Send & Split®, you can send money and split your card purchases with any other Venmo or PayPal user, directly from the Amex App. Enroll today.

Terms apply; enrollment is required for select benefits.

For rates and fees of The Delta SkyMiles® Gold American Express Card, see Rates and Fees.

 

 

 

A delta airplane sitting on the tarmac at an airport

The welcome offer on this card can help me book a Delta flight.

 

 

Delta SkyMiles® Platinum American Express Card

 
 

card_name
Learn How to Apply

bonus_miles_full
 

The Delta SkyMiles® Platinum American Express Card is a good option for those who love Delta and fly with them often. 

Key Perks:

  • Take 15% off anytime you book award travel with miles on Delta flights when using delta.com and the Fly Delta app.
  • After you spend $10,000 in eligible purchases on your card in a calendar year, you can receive a $200 Delta flight credit to use toward future travel.
  • Priority boarding
  • First checked bag free
  • No foreign transaction fees
  • Enjoy a Companion Certificate on a Delta Main domestic, Caribbean, or Central American round-trip flight each year after renewal of your card
  • $120 Resy credit: With your enrolled card, you can earn up to $10 per month in statement credits on eligible purchases with U.S. Resy restaurants. Create a Resy account on Resy.com or on the Resy app to book a reservation.
  • $120 rideshare credit: Get rewarded to and from the airport. Enroll and earn up to $10 in statement credits each month after using your card on U.S. rideshare purchases with select providers.
  • Fee credit for Global Entry or TSA PreCheck®

Terms apply; enrollment is required for select benefits.

For rates and fees of The Delta SkyMiles® Platinum American Express Card, see Rates and Fees.

 

 

Delta SkyMiles® Reserve American Express Card

 
 

card_name
Learn How to Apply

bonus_miles_full
 

Now, if you really love Delta and fly them a lot, then the Delta SkyMiles® Reserve American Express Card might be good for you. This card provides access to Delta Sky Club® lounges for eligible card holders. 

Key Perks:

  • Delta SkyMiles® Reserve American Express Card Members receive 15 visits per Medallion® Year to the
    Delta Sky Club® when flying Delta and can unlock an unlimited number of visits after spending $75,000 in
    purchases on your Card in a calendar year. Plus, you will  receive four one-time guest passes each Medallion
    Year so you can share the experience with family and friends when traveling Delta together.
  • Enjoy complimentary access to the American Express® Centurion® Lounge when you book a Delta flight with your Delta SkyMiles® Reserve American Express Card.
  • Receive $2,500 Medallion Qualification Dollars with MQD Headstart each Medallion Qualification Year and
    earn $1 MQD for each $10 in purchases on your Delta SkyMiles® Reserve American Express Card with MQD
    Boost to get closer to status next Medallion Year.
  • Enjoy a Companion Certificate on a Delta First, Delta Comfort, or Delta Main round-trip flight to select
    destinations each year after renewal of your card. The Companion Certificate requires payment of government-
    imposed taxes and fees of between $22 and $250 (for itineraries with up to four flight segments). Baggage
    charges and other restrictions apply. Delta Basic experiences are not eligible for this benefit.
  • $240 Resy credit: When you use your Delta SkyMiles® Reserve American Express Card for eligible
    purchases with U.S. Resy restaurants, you can earn up to $20 each month in statement credits. Enrollment
    required.
  • $120 rideshare credit: Earn up to $10 back in statement credits each month after you use your Delta
    SkyMiles® Reserve American Express Card to pay for U.S. rideshare purchases with select providers.
    Enrollment required.
  • Delta SkyMiles® Reserve American Express Card Members get 15% off when using miles to book award
    travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated
    flights or to taxes and fees.
  • With your Delta SkyMiles® Reserve American Express Card, receive upgrade priority over others with the
    same Medallion tier, product and fare experience purchased, and Million Miler milestone when you fly with
    Delta.
  • Earn 3 miles per dollar spent on eligible Delta purchases and earn 1 mile per dollar spent on other eligible purchases
  •  No foreign transaction fees. Enjoy international travel without additional fees on purchases made abroad
  •  $650 annual fee.

Terms apply; enrollment is required for select benefits.

For rates and fees of The Delta SkyMiles® Reserve American Express Cardsee Rates and Fees.

 

Airport Lounge

SLC Delta Sky Club® lounge. 

 

Delta SkyMiles® Gold Business American Express Card

 
 

card_name
Learn How to Apply

bonus_miles_full
 

If you want to earn Delta SkyMiles® as a small-business owner but are interested in a card that won’t count towards your Chase 5/24 status, the Delta SkyMiles® Gold Business American Express Card might be a great choice!

Key Perks:

  • Enjoy a $0 introductory Annual Fee for the first year, then $150.
  • Delta SkyMiles® Gold American Express Card Members get 15% off when using miles to book award travel
    on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or
    to taxes and fees.
  • $200 Delta Flight Credit: After you spend $10,000 in purchases on your card in a calendar year, you can
    receive a $200 Delta Flight Credit to use toward future travel.
  •  When you use your Delta SkyMiles® Gold American Express Card, you can earn: 2 miles per dollar spent on eligible Delta
    purchases, 2 miles per dollar spent at restaurants worldwide, 2 miles per dollar spent at U.S. supermarkets, and 1 mile per dollar spent on other eligible purchases.
  • Enjoy your first checked bag free on Delta flights and save up to $70 per person on a round-trip Delta flight.
  • Receive Zone 5 Priority Boarding on Delta flights; board early, stow your carry-on bag and settle in sooner.
  • $100 Delta Stays Credit: Get up to $100 back per year as a statement credit after using your Delta SkyMiles®
    Gold American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.
  • Want even more flexibility? Take up to $50 off the cost of your flight for every 5,000 miles you redeem with Pay
    with Miles when you book on delta.com.
  • Receive a 20% savings in the form of a statement credit on eligible Delta in-flight purchases after using your
    card.
  •  No foreign transaction fees. Enjoy international travel without additional fees on purchases made abroad.

Terms apply; enrollment is required for select benefits.

For rates and fees of The Delta SkyMiles® Gold Business American Express Card, see Rates and Fees.

 

Delta SkyMiles® Platinum Business American Express Card

 
 

card_name
Learn How to Apply

bonus_miles_full
 

The Delta SkyMiles® Platinum Business American Express Card is similar to the personal version of this card, but perfect if you own a small business. Enjoy those same benefits, but don’t worry about it counting towards Chase 5/24. 

Key Perks:

  • Enjoy a Companion Certificate each year after renewal of your Delta SkyMiles® Platinum Business American Express Card. The Companion Certificate requires payment of government-imposed taxes and fees of between $22 and $250 (for itineraries with up to four flight segments). Baggage charges and other restrictions apply. Delta Basic experiences are not eligible for this benefit.
  • Earn 1.5 miles* per dollar spent on eligible transit and U.S. shipping purchases, plus single eligible purchases of $5,000 or more. Terms and miles cap apply. *If your purchase qualifies for a category that has a higher mileage accelerator, only the higher accelerator will apply.
  • Get closer to elevated Status next Medallion® Year with MQD Headstart and MQD Boost: receive $2,500 Medallion Qualification Dollars each Medallion Qualification Year and earn $1 MQD for each $20 of purchases with your Delta SkyMiles® Platinum Business American Express Card.
  • Delta SkyMiles® Platinum Business American Express Card Members save 15% when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
  • With the $120 Resy Credit, earn up to $10 per month in statement credits on eligible Resy purchases using your enrolled card.
  • Earn up to $10 back each month after using your enrolled Delta SkyMiles® Platinum Business American Express Card for U.S. rideshare purchases with select providers.
  • Not a Medallion Member? Card members with an eligible ticket will be added to the Complimentary Upgrade list, after Delta SkyMiles® Medallion Members and Reserve Card Members.
  • Receive Zone 5 Priority Boarding on Delta flights; board early, stow your carry-on bag and settle in sooner.
  • Elevate your travel experience with an annual statement credit of up to $200 after using your Delta SkyMiles® Platinum Business American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.

Terms apply; enrollment is required for select benefits.

For rates and fees of The Delta SkyMiles® Platinum Business American Express Card, see Rates and Fees.

 

girl at Wailea Beach

You could use a Companion Pass for a trip to Hawaii.

 

Delta SkyMiles® Reserve Business American Express Card

 
 

card_name
Learn How to Apply

bonus_miles_full
 

Once again, if you really love Delta and fly them a lot, then the Delta SkyMiles® Reserve Business American Express Card might be good for you especially if you are looking for lounge access to the Delta Sky Club®!

 

Key Perks:

  • Delta SkyMiles® Reserve Business Members receive 15 Visits each Medallion® Year to the Delta Sky
    Club® and can unlock unlimited Delta Sky Club® access after spending $75,000 in purchases on your card in
    a calendar year.
  • Earn 3 miles per dollar on eligible Delta purchases.
  • Get closer to elevated Status next Medallion® Year with MQD Headstart and MQD Boost: receive $2,500
    Medallion® Qualification Dollars each Medallion Qualification Year and earn $1 MQD for each $10 on
    purchases with your Delta SkyMiles® Reserve Business American Express Card.
  • Enjoy a Companion Certificate on a Delta First, Delta Comfort, or Delta Main domestic, Caribbean, or Central
    American round-trip flight each year after renewal of your card. The Companion Certificate requires payment of
    government-imposed taxes and fees of between $22 and $250 (for itineraries with up to four flight segments).
    Baggage charges and other restrictions apply. Delta Basic experiences are not eligible for this benefit.
  • With the $240 Resy Credit, earn up to $20 per month in statement credits on eligible Resy purchases using
    your enrolled Card.
  • Earn up to $10 back each month after using your enrolled Delta SkyMiles® Reserve Business American
    Express Card for U.S. rideshare purchases with select providers.
  • Save 15% when booking award travel on Delta flights. Not applicable to partner-operated flights or to taxes
    and fees.
  • Not a Medallion Member? Card Members with an eligible ticket will be added to the Complimentary Upgrade
    list, after Delta SkyMiles® Medallion Members.
  • As a benefit of card membership, you can check your first bag free on Delta flights, saving up to $70 on a
    round-trip Delta flight per person. For a group of four that is a potential savings of up to $280 per round-trip flight.
  • When you purchase a Delta flight with your Delta SkyMiles® Reserve Business Card, you will receive
    complimentary access to The Centurion® Lounge or Escape Lounge.
  • Receive Zone 5 Priority Boarding on Delta flights; board early, stow your carry-on bag and settle in sooner.
  • Elevate your travel experience with an annual statement credit of up to $250 after using your Delta SkyMiles®
    Reserve Business American Express Card to book prepaid hotels or vacation rentals through Delta Stays on
    delta.com.
  • Enjoy travel without foreign transaction fees from American Express with your Delta SkyMiles® Reserve
    Business American Express Card.

Terms apply; enrollment is required for select benefits.

For rates and fees of the Delta SkyMiles® Reserve Business American Express Card, see Rates and Fees.

 

Delta Flash Sales

One of the best ways to save money on Delta Airlines flights is to check their SkyMiles Award Deals. Flash sales are the perfect way to book a flight, whether you want to use a few miles to get somewhere or spend less cash. I mean, who doesn’t love a good sale?

 

Other Ways to Earn Delta Miles

Did you know that American Express Membership Rewards® is a transfer partner with Delta Airlines? This is my favorite way to get more Delta SkyMiles®. I have a lot of Membership Rewards® and transferred some to Delta when I went to Maui. Gotta love a good credit card with transferable points!

 

Westin Maui Resort and Spa Ariel View

I flew home from Maui on Delta Airlines using SkyMiles®!

 

Bottom Line

Delta Airlines is a great choice for travel. The seats are comfortable, the staff is friendly, and there are numerous ways to utilize SkyMiles®. I have taken great advantage of Delta Airlines credit cards for some great flights. 

 

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Opinions, reviews, analyses, and recommendations are the author’s alone and have not been reviewed, endorsed, or approved by any of these entities.

A delta airplane sitting on the tarmac at an airport

Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. American Express is a Travel Mom Squad advertiser, but we always show the best public offer even when we don’t earn a commission. Terms Apply. 

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