Best Credit Card Welcome Offers: December 2024

Pam

Let’s check out some of the best credit card welcome offers that are available now. We will look at each of these offers and see why they are valuable. Evaluating and comparing before deciding what to apply for is always a good idea. All the best offers available now are listed here so they’re easy to find when you’re ready.  Nothing is worse than finally being ready to pull the trigger on an offer and not being able to find it, or realizing it’s gone! We love to apply when the offers are higher than usual, but we also apply for the standard offers sometimes when having the card makes sense anyway.

 
 

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Learn How to Apply

 

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This is our #1 card and the perfect card for beginners just getting started on their points and miles journey. Check out our full review of this card!

 
 

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Learn How to Apply

 

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The welcome offer hasn’t increased on this card, but meeting the minimum spend has gotten easier. This makes this card a great choice for those who might have previously felt like they couldn’t meet a $6K minimum spend in just three months. This card is marketed as a cash-back card, but you’ll actually earn Ultimate Rewards® points. 

 

Citi® / AAdvantage Business™ World Elite Mastercard®

You’ll earn 75K American Airlines miles after spending $5,000 in three months. The annual fee is waived the first year and is $95 annually after that. And this is a business card, so it won’t take up a 5/24 spot!

 

American Airlines planes in gate

 

American Express Hilton Credit Cards

Each of the following cards has an elevated welcome offer right now, too! Seriously, there are so many great offers this month.

All information about the American Express Hilton Honors Aspire has been collected independently by Travel Mom Squad. The American Express Hilton Honors Aspire is no longer available through Travel Mom Squad.

 

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Learn How to Apply

 

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This card has piqued our interest lately! You’ll earn $2,000 cash back after a $30K spend in 3 months.  (I’m thinking of paying my estimated taxes with this card since it has a high spending requirement.) If you have a Capital One Venture Rewards Credit Card or Capital One Venture X Credit Card, this card’s welcome offer can be converted from $2,000 cash back to 200,000 Capital One Venture Miles, which is what we’ll be doing.  And another plus: it won’t count towards your 5/24 status.

 

Jess flying Turkish Airlines to Athens

Jess flew Turkish Airlines business class to Athens with a transfer from Capital One.

 

American Express® Business Gold Card

Another card that won’t count towards your 5/24 status is the American Express® Business Gold Card. This is a non-affiliate link. (You can always count on us showing you the best offer, even if we don’t make any money from it.) You can earn 175,000 American Express Membership Rewards® after spending $15,000 in three months.

All information about the American Express® Business Gold Card has been collected independently by Travel Mom Squad. The American Express® Business Gold Card is no longer available through Travel Mom Squad.

 

The Business Platinum Card® from American Express

This welcome offer is for an astounding 250,000 American Express Membership Rewards® after spending $20,000 in the first three months. Again, not everyone can meet that kind of minimum spend, but if you can, it is an amazing deal!

All information about The Business Platinum Card® from American Express has been collected independently by Travel Mom Squad. The Business Platinum Card® from American Express is no longer available through Travel Mom Squad.

 

A big welcome offer like this one can make a flight like this possible!

 

Bottom Line

Now is the time to learn more about these cards and earn a great welcome offer! We always advise applying when the welcome offer is high. Which card intrigues you right now?

 

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Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. American Express is a Travel Mom Squad advertiser, but we always show the best public offer even when we don’t earn a commission. Terms Apply. 

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  1. Rachael says:

    For the Hyatt card with the 5 free night certificates, can they be used if I’ve already booked the stays on points? As in, can I just swap a certificate for a night that I’ve already booked on points and get my points back? Thanks!

    • Pam says:

      Call the hotel and see if they would honor that. My guess is no, you would need to rebook each night on points. I would try that and then cancel the stays with points. With certificates, you have to book each night separately. It wouldn’t hurt to call the hotel or Hyatt to see if they can do it for you though.

  2. Lena Lee says:

    Hello! I was recently approved for the World of Hyatt card, when the welcome offer was the 5 free nights certificates. There was an issue with me getting approved right away, and the award has now expired. The current award is 30,000 points plus the ability to earn an additional 30,000 after spending $15,000. I’m trying to get customer service to grant me the expired award which is what I initially wanted, but do you think the 60,000 points is a better deal than the five free nights? I read that not many of the nicer hotels are within the category 1-4 hotels, and that the certificates expire, so the points are actually better. Advice? Thank you!

Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.

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Editorial Note: Opinions expressed here are author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.