September 1, 2025
Best Credit Card Welcome Offers: September 2025
Pam
If you’ve been considering a new credit card, September is looking great! Whether you want to earn free hotel stays or rack up airline miles, these elevated offers are worth a closer look. Some deals are only available briefly, so now is an excellent opportunity to take advantage of these generous welcome offers. Hereās a roundup of the best credit card welcome offers available in September 2025.
Southwest Credit Cards
While the welcome offers on these cards have increased, so have the annual fees. š© Paying those annual fees is nearly always worth it the first year that you earn the welcome offer, but after the first year, you need to reevaluate to see if it still works for you.
Learn How to Apply
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Learn How to Apply
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Citi Strata Eliteā Card
This new card has a hefty annual fee but comes with an 80K-point welcome offer. Even better, Citi ThankYouĀ® Points now transfer to American Airlines! Read more about this card here.
All information about the Citi Strata Eliteā Card has been collected independently by Travel Mom Squad. The Citi Strata Eliteā Card is no longer available through Travel Mom Squad.
Atmosā¢ Rewards Summit Visa InfiniteĀ® Card
This is Alaska Airlines’ new premium credit card. Earn 100,000 bonus points and a Global 25,000-point (25K) Companion Award after spending $6,000 or more on purchases within the first 90 days of opening your account. The annual fee is $395. Read more about the card here.
All information about the Atmosā¢ Rewards Summit Visa InfiniteĀ® Card has been collected independently by Travel Mom Squad. The Atmosā¢ Rewards Summit Visa InfiniteĀ® Card is not available through Travel Mom Squad.
Chase Sapphire Cards
Read more about these recently updated offers here.
The Chase Sapphire PreferredĀ® Card
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The Chase Sapphire PreferredĀ® Card was just revamped with a welcome offer of 75K Ultimate RewardsĀ®! As of June 23, 2025, Chase has introduced significant changes to the Chase Sapphire PreferredĀ® Card bonus eligibility and rewards structure. Welcome offers are now limited, which means if youāve previously earned a bonus on the Chase Sapphire PreferredĀ® Card, you may not be eligible to earn it again.
Chase Sapphire ReserveĀ®
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The Chase Sapphire ReserveĀ® has an increased welcome offerāand an increased annual fee. But many of the card’s credits and other benefits may still make this card a win for someone who can take advantage of them. And most high annual fees are worth paying, at least in the first year.
Sapphire Reserve for Businessā
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Last, but not least, we have a new business card offering! And because it’s a business card, that means it won’t count towards your 5/24 status. Yes, it, too, has a high annual fee and a HUGE minimum spend. I just applied for it and was approved immediately. If you have any big expenses coming up, this minimum spend may be easier to meet. But one great thing to note is that there is a longer amount of time than usual for a Chase cardāsix months instead of threeāto reach that high minimum spend. This longer period may make this card a realistic option for more people.
American ExpressĀ® Gold Card
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This card is a keeper card for us because it offers 4 points per dollar spent at restaurants worldwide (on up to $50,000 in purchases per calendar year), and 4 points per dollar spent on groceries at U.S. supermarkets (on up to $25,000 in purchases per calendar year).
If you are interested in the American ExpressĀ® Green Card, you will want to apply for that one before applying for the American ExpressĀ® Gold Card. American Express now has a specific family language requiring you to get them in a certain order, or you will be locked out of the welcome offer.
Terms apply.
The Platinum CardĀ® from American Express
Learn How to Apply
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This is another one that I’ll always have in my wallet because I can more than offset the annual fee by taking advantage of all of its benefits.
Ink Business CashĀ® Credit Card
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The welcome offer hasnāt increased on this card, but meeting the minimum spend has gotten easier than it used to be. This makes this card a great choice for those who might have skipped over this card in the past because they felt like they couldnāt meet a $6K minimum spend in just three months. This card is marketed as a cash-back card, but youāll earn 75,000 Ultimate RewardsĀ® as long as you also have the Chase Sapphire PreferredĀ® Card, the Chase Sapphire ReserveĀ®, the Chase Sapphire Reserve for Businessā , or the Ink Business PreferredĀ® Credit Card.
Capital One Spark Cash Plus
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Alex, Jess, and I have all applied for this card as the welcome offer is ginormous! The ability to use it to pay our estimated taxes has helped us meet the larger minimum spending requirement. Youāll earn $2,000 in cash back after spending $30,000 in three months. If you have a Capital One Venture Rewards Credit Card or Capital One Venture X Rewards Credit Card, this cardās welcome offer can be converted from $2,000 cash back to 200,000 Capital One Venture miles, which is what weāll be doing. And another plus: it wonāt count toward your 5/24 status.
Jess used Capital One Venture miles to fly business class on Turkish Airlines to Greece.
Air Canada AeroplanĀ® Credit Card
The Air Canada AeroplanĀ® Credit Card is a strong choice for frequent travelers, especially those who fly with Air Canada or its Star Alliance partners. It offers automatic Aeroplan 25K elite status, free first checked bags for you and your traveling companions, priority airport services, and up to 3x points on Air Canada, groceries, and dining. With flexible redemption options and no foreign transaction fees, the card delivers excellent travel value for its $95 annual fee. We use Air Canada to book many of our flights with partner airlines!
Learn How to Apply
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British Airways Visa SignatureĀ® Card
The beauty of the British Airways Visa SignatureĀ® Card is that it earns Avios, which can be used to book flights with British Airways or transferred to Qatar, Iberia, and Aer Lingus, making it incredibly versatile. This elevated offer of 75,000 Avios after spending $5,000 within the first three months after approval might interest someone who travels to Europe frequently!
All information about the British Airways Visa SignatureĀ® Card has been collected independently by Travel Mom Squad. The British Airways Visa SignatureĀ® Card is no longer available through Travel Mom Squad.
Bottom Line
Now is the time to learn more about these cards and earn the best credit card welcome offers! We always advise applying when the welcome offer is high. Which of these elevated welcome offers intrigues you right now?
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Opinions, reviews, analyses & recommendations are the authorās alone, and have not been reviewed, endorsed or approved by any of these entities. American Express is a Travel Mom Squad advertiser, but we always show the best public offer even when we donāt earn a commission. Terms Apply.
Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiserās responsibility to ensure all posts and/or questions are answered.
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Editorial Note: Opinions expressed here are author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
Hi! What do you recommend doing if we already have the sapphire preferred and want to apply again for the new sign up bonus of 100k?
As a follow up, Iāve had my sapphire preferred just over 4 years!
You could downgrade it: https://travelmomsquad.com/how-to-downgrade-a-chase-card/
Or cancel it and wait a few weeks to reapply. It must be 48 months since you got your welcome offer.
Thank you Pam! Your content is so very helpful āŗļø
You mention 75,000 reward points for the Ink Business card. Is that a guarantee because I can’t find point bonus information on the website linked above.
It is a tiered bonus of $350 when you spend $3,000 on purchases in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months after account opening. As long as you have a Chase Sapphire Preferred, Chase Sapphire Reserve, or Ink Business Preferred that translates to 35,000 Ultimate Rewards and then 45,000 Ultimate Rewards.
Do the IHG cards count toward 5/24?
ALL credit cards count towards 5/24, unfortunately. Even store cards like an Old Navy card.
I opened a Chase Sapphire Preferred in November 2023. Am I still eligible for the Sapphire Sub if I recieve the card and meet the spend for the 100k points?
Although it says you can hold the CSP and CSR, it does not appear that people are being eligible for the second unless they have downgraded that CSP first.
Iām active duty Navy and have a number of cards, including:
1. CSR
2. Chase Marriott Boundless
3. AMEX Gold
4. AMEX Hilton Aspire
5. AMEX Green
Wife has:
1. CSP
2. AMEX Green
3. Chase United Quest
Except for the United Quest, we have completed the SUBs for all cards above. All the cards above are free for us as active duty and we are churning only to get the highest welcome bonuses. We donāt have any particular things we spend money on.
Do you have any recommendations for the next card(s) we should get? Thank you.
I would look at the Venture X card – it is one of our favorites!https://travelmomsquad.com/395-annual-fee-for-the-capital-one-venture-x-is-no-brainer/