January 9, 2023
Podcast 3. Points and Miles Basics: The Cards We Love and the Ones We Cancel
Pam
If you don’t know the lingo, it can feel like everyone speaks a different language in the points and miles world. Never fear; we are here to help!
In this episode, we will give you the rundown of all the common terms and lingo you need to know before diving into the deep end of applying for credit cards to earn points.
After years of trial and error, we have found some of the best options on the market that can help you earn faster than you thought possible. We aim to help you understand which of the three card options for award travel works best for you.
By the end of the show, you’ll know the basics and be ready to start building a strong foundation of cards that fund your dream vacations.
After you know how to start, you also need to know how to end things. During this conversation, we will give you a look into our wallets and share our decision making process for when we close a credit card, when we downgrade our cards and let you know what cards we plan never to stop using.
We also share our top picks for business cards, what you need to know before making someone an authorized user on your card, how many cards you can apply for a year and more!
PS:
Don’t forget to check out the links below to find all the cards we mentioned if you want to start applying today!
More Of What’s Inside:
- The Chase 5/24 Rule and why it matters
- What we use to track our 5/24 status
- How we manage the annual fees
- Why we always keep our cards for at least a year
- The benefits of the Hyatt card
- Why Pam loves her American Express card
- When and why we cancel a card
- What it takes to keep an account active
- The benefits of having a business card
- Cards that will never leave our wallets
- How you and your spouse can open cards to earn more
- And much more!
Links:
Free Gifts and Resources To Start Your Points and Miles Journey:
Free MasterClass: How to Start Traveling for Nearly Free
Best Current Credit Card Offers
Connect With Us:
Alex + Pam + Jess | Points & Miles
TikTok:
Facebook group
Join Our Facebook Group | Facebook
If you enjoyed this episode, please leave us a review. Thanks for your support!
Links For This Episode:
- Travel Freely App
- How to Qualify for a Business Credit Card
- Capital One Venture Card
- Chase Sapphire Preferred
- American Express Platinum
Episode Minute By Minute:
- 0:02 What’s inside today’s conversation
- 0:44 Let’s talk about the points and miles basics
- 1:43 The 3 types of cards for award travel
- 4:18 The perks of having transferable points
- 5:45 Understanding the Chase 5/24 Rule
- 11:02 Two-player mode and what you need to know
- 14:42 Think about this before make someone an authorized user
- 17:42 One card that doesn’t have annual fees
- 20:27 When and why we close or cancel a card
- 24:48 Cards we will probably never cancel
Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. American Express is a Travel Mom Squad advertiser, but we always show the best public offer even when we don’t earn a commission. Terms Apply.
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