May 1, 2024
Capital One Venture Rewards Credit Card vs. Capital One Venture X Rewards Credit Card
Pam
Many people wonder which of the Capital One Venture Cards they should apply for—the Capital One Venture Rewards Credit Card or the Capital One Venture X Rewards Credit Card. Let’s compare the two today! Currently, the introductory welcome offers are the same, but that may not always be the case.
For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.
Annual Fees
The Capital One Venture Card has an annual fee of $95. The Capital One Venture X Card has an annual fee of $395. However, the Venture X card’s annual fee includes a $300 annual credit for bookings through Capital One Travel. Additionally, you’ll earn 10,000 Venture miles each year, starting on your first anniversary.
Winner: Capital One Venture X Card
Earnings
Both cards earn 2 miles per dollar spent. Easy peasy.
The Venture X Card also earns 10 miles per dollar spent on hotel and rental cars booked through Capital One Travel and 5 miles per dollar spent on flights booked through Capital One Travel. The Venture Card earns 5 miles per dollar spent on hotels and rental cars booked through Capital One Travel.
Winner: Draw, unless you plan on booking travel through Capital One Travel, then Venture X wins.
Airport Lounge Access
The Venture X Card grants the primary cardholder and two guests unlimited access to Capital One Lounges. Venture X cardholders also receive a complimentary Priority Pass Lounge membership (enrollment required), including guest access. Additionally, Venture X cardholders receive access to Plaza Premium Lounges. The Venture Card grants the primary cardholder two visits to a Capital One Lounge or Plaza Premium Lounge per calendar year (this benefit ends December 31, 2024).
Winner: Capital One Venture X by a landslide.
Other Benefits
The Venture Rewards Card offers up to a $100 statement credit for TSA PreCheck or Global Entry every four years. When you use the Venture card to pay for a car rental, you’ll also receive secondary car rental coverage within the United States.
Meanwhile, the Venture X Card has the same TSA PreCheck and Global Entry credit. Rental car coverage is primary coverage in the United States and abroad. Additionally, the Venture X offers up to $800 in cell phone protection if you pay your cell phone bill with it. This covers damage to your phone or if it is stolen. Here are some other benefits of this card.
Winner: Capital One Venture X
The Capital One Venture X Card has an excellent cell phone protection benefit.
Bottom Line
Venture vs. Venture X…which card wins? At first glance, it would seem that the Venture Rewards Card is the best card due to the lower annual fee. However, after reviewing the benefits of both cards, the clear winner is the Capital One Venture X Card. Which one is going in your wallet?
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Editorial Note: Opinions expressed here are author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
hello! I recently decided to get my first real travel cc. After much research i went with the capital 1 venture x. I am planning a trip to Vietnam this summer and decided to try an use my points to get a good deal on perhaps a business or even first class tickets. After much research however i am still lost as to how the travel partners and transfer of miles works. Would you be able to shed some light on this topic?