Transfer Bonuses and Sales on Points/Miles July 2024


Many readers want to know more about airline transfer bonuses – these really help your miles go further. A transfer bonus is when you transfer from a flexible currency like Chase, AMEX, Capital One, or Citi, and you receive a bonus (usually 10-50% more) with the airline or hotel that you transfer to.

I recently transferred AMEX rewards to Virgin Atlantic and got a business class seat to Edinburgh, Scotland from Newark for only 58K points. I also often buy IHG points. Believe me, taking advantage of these bonuses is HUGE!

Readers often ask us to provide information when sales on points/miles occur. We will try to keep this updated monthly so you will have this information available as you plan your travel.


Transfer Bonuses

Chase Ultimate Rewards

Receive a 20% transfer bonus when you transfer to Air Canada Aeroplan through July 31, 2024.

Receive an 80% transfer bonus when you transfer Ultimate Rewards to IHG through July 31, 2024.


Citi ThankYou Points

Receive a 15% transfer bonus when you transfer to Cathay Pacific Asia Miles through July 21, 2024.



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A flight to Paris could be cheaper with a transfer bonus!


Points/Miles Purchases

We don’t normally recommend purchasing points and miles, but when you need more to book a planned award ticket or room, it can be worth doing. These are sold through a third party so that they won’t code as travel. Your best bet is to buy them with a Capital One card that earns 2 points per dollar spent.

Here is when it might make sense to buy points/miles:

  • You don’t have points/miles yet, and it is cheaper to buy them with a bonus than to pay cash for your flight or hotel room
  • Topping off your account for award travel


Current Offers


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Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. American Express is a Travel Mom Squad advertiser, but we always show the best public offer even when we don’t earn a commission. Terms Apply. 

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  1. Pam says:

    Thanks, Koralea! So glad you are finding it helpful!

  2. Brooke says:

    Through July 31, you can earn a 70% transfer bonus when you transfer Chase Ultimate Rewards to IHG. (I value these too high for use with Hyatt so I would wait for a bonus on IHG points purchases before doing this).

    Regarding this mention above… are you saying that you value UR points too much to redeem them on a Hyatt stay? Thus, you are waiting for a bonus from IHG when using the points that way you get bonus from Chase when transferring and bonus from IHG when using? Sorry… just need a clarification.

    • Pam says:

      Well, I did a horrible job explaining that – LOL! I value transferring them to Hyatt so much that I wouldn’t transfer to IHG even with a bonus transfer. I would prefer to purchase IHG points when they have a 100% bonus if I needed a few extra IHG points for a redemption.

  3. Kristen says:

    I recently transferred points from Capital One to KLM on June 27th, just a few days prior to the transfer bonus that started on 7/1. So bummed I missed the bonus! Have you heard of credit cards ever honoring a promotion in a situation like this?

  4. Liz says:

    Hi, I just found you guys a few days ago. I’m excited to learn about the credit card points/rewards system. I got the Chase Sapphire Preferred in January and have accumulated 97,000 points. It’s been overwhelming reading all your information. I hope I can learn and take advantage of all the rewards. I have a question. My husband has a side LLC business not too much action goes into it. He’s never considered a business CC. But, what I’m reading, seems that is the way to go for points. But, how can a CC be used if there’s not much transactions required for his business. If he were to get one and accrue points, can they be used for personal travel? I’m just not sure I understand. Hope you can help me understand. Thank you!

  5. Sared Santana says:

    Hi Pam,
    So to do the math on the virgin bonus from Chase. I need 50,700 pts to book flights from LHR to MIA. Will I transfer 35,490 and get the additional 15k from the bonus? Thanks for the help.

    • Pam says:

      Oh, no – you want me to do math? I think you are correct. Disclaimer: I’ve done it wrong in the past and had to add a few more!😜

  6. Connie says:

    I’m new to travel hacking. I absolutely love your podcasts, I have learned so much. This first trip is a bit of a rush due to my college kids schedules. I just booked a hotel through the chase travel portal for a Marriott property in Hawaii because I didn’t have enough points for the Hyatt and it was the best option I could find for our dates of travel. I didn’t have time to get the Marriott card or AMX card and all my points were with Chase. I just read about the 40% transfer bonus when you transfer from Chase to Marriott. If I cancel my reservation through the Chase portal will I get my points back so I can transfer to Marriott and get the transfer bonus? And do I need a Marriott card to do the transfer or can I just sign up to be a Marriott member? My trip is only 4 months away so I feel like I’m running out of time.

    • Pam says:

      Most hotel rates on the Ultimate Rewards travel portal are non-refundable – that is one of the reasons we prefer to do transfers vs. booking in the portal. You need to check that out first. The Chase portal is a third-party site and reservations are subject to the change and cancellation policies of the travel partners you booked with. Call 866-331-0773 for assistance regarding changes or cancellations to your bookings to see what your options are.

Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.

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